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The Benefits of the Home Affordable Rent Act


Housing, also commonly called dwelling, describes the structure and designated use of buildings or houses collectively, for the primary purpose of sheltering humans from the effects of nature, both external and internal (storm, heat, cold, etc.). The housing may be made of bricks, pre-built dwellings or leased spaces. It also has a substantial social function, since the structure provides a place to live where communities can gather for social purposes, like in political parties, social festivals and meetings, and religious ceremonies. The home can be a zone of action, where people from different areas can live and work.

Although housing represents a particular kind of structure, it exhibits a number of common characteristics, such as the provision of a distinct place for social interaction, its characteristic of individual living and its objective of providing a safe environment through adequate protection against natural elements. In most cases housing meets these objectives in many different ways. By way of instance, home built in areas prone to natural disasters provides a form of social equality and environmental protection that otherwise would be inaccessible to isolated communities. Moreover, housing aids the economic and social development of the residents, both through its creation of employment and through its provision of public services like education, healthcare and social housing.

Historically, housing was intended for personal shield and generally has been made up of little huts, which were protected from the effects of the elements. However, this was not sufficient to meet the needs of the rapid growth that took place during the Industrial Revolution. To provide a secure environment for employees in textile mills, New England colonial structures were constructed in a highly standardized manner. The same design principles which governed the construction of homes in urban areas were used for the erection of townhouses and palaces in the early New England settlements. This helped to regulate the spatial layout of the settlers' neighborhoods, and to create social equality and environmental conservation through the resources of resident control over structural amenities.

The birth of home organized the creation of different types of housing by providing for a variety of needs through the allocation of property. Housing today generally refers to structures which are designed to supply a home for a family or other group of people, rather than for unmarried individuals. The availability of federal programs and the expansion of tenant control and landlord regulation at the post-World War II period have created new types of residential housing that do not conform to traditional residential practices. This has resulted in a new trend in the provision of public housing assistance.

Public housing is provided through a variety of sources, Such as the Department of Housing and Urban Development (HUD), the Federal National Mortgage Association (NFMA), local housing authorities, the United States Department of Agriculture (USDA), the Federal Housing Administration (FHA), the Federal Reserve, and the General Services Administration (GSA). These housing authorities are charged with the duty of overseeing the proper functioning of the housing agencies in their regions. Some of those housing authorities also provide funding for the operation and maintenance of the properties they manage. They're required to submit yearly reports to Congress covering the activities and achievements related to their home programs. They're also responsible for analyzing and evaluating the performance of the many housing agencies in providing services to their tenants. Such reports also include information on foreclosures, vacancies, short sales, defaults, and other rental or ownership pr

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